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Protecting your personal and business assets.
Group And Business Life Insurance
As costs and competition escalate on almost every business front, Group and Business Life Insurance can be a valuable component of your company's risk management and employee benefit benefits plan. We'll work with you to create a life insurance program that meets your company's needs, budget and company culture - now and as your company grows and changes.
We offer a full range of group and business life coverages including:
- Owner Buy/Sell Coverage which provides capital to support a buyout with the death of an owner or partner.
- Stock Redemption Coverage, similar to Owner Buy/Sell, which provides capital to purchase stock from a shareholder's heirs
- Key Employee Coverage which assists with lost revenue and replacement cost due to the death of a key employee.
- Group Coverage which offers protection to your employee with very little expense to your company.
Individual and Family Life Insurance
Life insurance offers you the peace of mind that your family is protected. In the event of your passing, you can rest assured that your family will be financially secure. You may also protect your spouse and dependents by providing assistance from the loss of a secondary income, child rearing costs and funeral expenses.
Diamond Benefits offers a full range of life products with specialized options to help protect your family's future and manage your estate:
- Term Life Insurance is relatively inexpensive and provides a tax-free death benefit to your beneficiaries. Term Life provides coverage for a fixed period of years (5, 10, 15, 20 and 30) depending on your age at the time of purchase and does not accumulate cash value.
- Whole and Universal Life Insurance accumulates cash value and earns interest, while providing a tax-free death benefit. If an emergency arises, your heirs will also have access to these funds by borrowing against the cash value or asking for partial surrender of these values.
- Final Expense or Simplified Issue Whole Life Insurance helps pay for final expenses upon death. These plans usually provide up to $25,000 to $30,000 in benefits with few, if any, medical questions.
For a free life insurance quote, simply fill out the online Request a Group and Business Life Quote or Individual Life Quote form or complete offline and fax to us at 425-329-2019. We'll get back to you with various alternatives, along with our recommendations.
And if you have any questions, just give us a call at 800-337-6177 - we love to talk insurance!
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